A core benefit is a policy or coverage benefit that is entered once when you set up the Plan of Coverage.  Entering Core Benefit information is totally optional and will usually apply to Health insurance products.

Core Benefits are entered as a 3 column grid with a Type Column which is where you put the benefit and the other two columns give you the flexibility of showing two options, such as in or out of a network.

The Core Benefits are copied down to the client's coverage record when you set up a new policy or a coverage.  Then they become a benefit grid at the client level which can be changed without changing the core benefits.

Think of the Core Benefit as a master spreadsheet or a master benefit grid.